Product Head
Subramanian holds a Bachelor of Commerce (B.Com) degree in Electronic Commerce and has pursued Postgraduate studies in Alternatives from Harvard Business School, along with specialized expertise in Portfolio Management Services (PMS) and Investment Planning.
With a strong academic foundation and deep interest in financial markets, he combines modern financial knowledge with practical investment strategies to help clients achieve long-term wealth creation and financial stability.
At Findale Financial Services, Mr. Subramanian focuses on delivering personalized financial solutions across mutual funds, portfolio management, alternative investments, and goal-based financial planning. His approach is centered on trust, disciplined investing, and long-term client relationships.
Mutual Funds
Mutual Funds are investment vehicles that pool money from multiple investors and invest it in assets like stocks, bonds, gold, or other securities. These funds are managed by professional fund managers who aim to generate returns based on the fund’s investment objective.
Portfolio Management Services
Portfolio Management Services (PMS) are professional investment services where experienced portfolio managers manage an investor’s portfolio of stocks, debt instruments, and other securities based on the investor’s financial goals, risk appetite, and investment strategy.
In India, PMS is regulated by Securities and Exchange Board of India (SEBI). PMS is generally designed for High Net Worth Individuals (HNIs) who seek customized investment management beyond traditional mutual funds.
Alternative Investments
Alternative Investments are investment options outside traditional asset classes like stocks, bonds, and fixed deposits. These investments are generally used to diversify portfolios, manage risk, and potentially generate higher returns over the long term.
Alternative investments are commonly preferred by High Net Worth Individuals (HNIs), institutional investors, and experienced investors looking for broader market opportunities.